A mortgage broker is an independent agent that acts as the middle man for both the borrower and the lending institution.� A mortgage broker will seek the best lender to fit your individual loan needs, possibly submitting your mortgage application to more than one lender in order to find the right loan for you. A mortgage broker is the only loan originator that has a fiduciary responsibility to their borrwers- that means we are now held to a higher standard and must provide what is always in our borrowers best interest, which is not new to us at Mortgage Mart, Inc.

Your mortgage broker will help you decide the affordable size of your mortgage, down payment and monthly payment; determine which type of loan and lender best fits your needs; supply you with a Pre-Qualification Letter that enables you to approach a home seller with confidence; walk you through the loan application process and coordinate the paperwork with your loan officer and with the escrow agent.�

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